The direct impacts of flooding include damage to homes and property, property destruction, loss of life, and even threats to health due to waterborne disease. If you’ve been the victim of a flood, it can traumatize you and your family for many years to come. It’s good to know and understand the different ways that a flood can affect you that you may not realize.
Natural disasters like flooding contaminate the waters by leading sewage systems to overflow and combine with floodwater. Standing water has a significant risk of giving you an infection, especially if the water sources have been compromised. Waterborne diseases can include hepatitis A, leptospirosis, cholera, and typhoid fever, among many others. Going through the water with any cuts or open wounds puts you at an increased risk of contracting one of these infections.
Flooding can create a small or significant financial burden. If the waters only reached a couple of feet in your home, then your home is probably salvageable. You may have to tear out drywall, rip out carpets and hardwood floors, and have the house sterilized. Thankfully, you won’t need to rebuild in most cases. However, many people don’t have flood insurance, and they are forced to pay for the damages out of pocket. You may need to pay for a home that you can’t even live in anymore. Finding a place to live and still trying to repair the other house can be a devastating blow to your finances.
The first thing on your mind after a flood is not your credit, as you’re concerned about survival. However, if you're stuck with a home you can't live in and are trying to pay temporary rent on another place, it can easily strip your financial resources. You must monitor your credit during these times. Experts advise that you should dispute inaccurate credit reports. It's not uncommon for there to be errors or people even committing identity theft against flood victims. You can never be too careful when your good name and FICO score is on the line.
As if dealing with floodwaters isn't enough, all the destruction and turmoil around you can send your emotions into a tailspin. If you feel overwhelmed by all you need to do and the situation at hand, then you may need to talk to someone. Crisis management services and counseling can help you deal with this traumatic time.
There are many ways that flood damage can affect your life. Not only are there bacteria floating around in the water, but you may need to find another place to stay while your home is repaired. Lastly, your credit should be monitored for errors or any possible attempts at identity theft. Being aware of the risks can help you to manage the difficult times successfully.
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While the new destination may be exciting, the actual process of moving isn’t that much fun. It’s hard work. It takes a long time, and there can be a lot of frustrating things that come up. This is only made worse if you are working on a tight deadline like starting a new job or new owners moving in. Here are three common problems with easy solutions.
A lot of the things you own are fragile. From high tech appliances to family heirlooms, these items are difficult and expensive to replace. If its worth is in its history, no amount of moving insurance will replace what is lost if things get broken. To protect your fragile items, you should place them in cushioned containers.
According to Grainger, styrofoam peanuts are a great option. You can also use crumpled newspaper or old blankets. As you package them, make sure that they don’t have room to shift and move around. At the same time, don’t pack them too tightly or the pressure might cause them to break. Avoid wrapping more than one object in a single blanket or sheet of newspaper. If multiple objects are wrapped together you increase the likelihood that they will be dropped when unpacking.
Moving heavy items pose multiple problems. Not only is the lifting difficult, but you run the risk of damaging the object or hurting yourself. According to On the Move, moving heavy objects like pianos will require multiple people to communicate and work together. It’s best to use strong carts that allow you to easily push heavy objects. If this is not an option, use lifting straps. It is very important that you avoid bending your back to lift a heavy object. The strain on your back can cause severe damage to your spine. It is much better to bend at the knees and use your leg muscles to lift.
Trying to move with small children can be very difficult! They get in the way and they’re likely upset about the move. You can solve both problems at once if you enlist the help of their friends. Talk to the parents of their playmates and ask them if they can go have a final playdate while you pack up. According to MilSpouseFest, not only will this get your small children out of the way, but it will give them a chance to say their goodbyes to their friends.
Don’t let yourself become overwhelmed by moving. It’s hard work, but you should be looking forward to your new life in your new place. You can take some of the stress of your shoulders by hiring some professional movers or by asking your neighbors for assistance. You would be surprised by how many people are willing to help. Just offer cookies in return.
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With the increase of daylight hours, and the gradual and sometimes erratic increase in temperature, one can feel that summer is slowly approaching, with its freedom and relaxation and time upon the surf. But it also raises other concerns, especially if you own a rental property that you rent out to vacationers during the summer. It’s time to start thinking about how you can attract more customers. But how do you make yourself stand out from among the competition?
One thing that you can do is set up your marketing efforts. Make sure to be listed on sites where people frequent when looking for a vacation home. Make sure that you have good quality photos of everything that your tenants will see. You want to show them what you have to offer, and you want to make sure that it’s as clean and as well-maintained as possible. Hire a professional photographer or learn how to photograph your property yourself. You want to be honest in what you have, but also emphasize what makes you unique.
Many people look for specific features with their vacation rentals. For example, they may want the property to be close to the beach, or they might want a pool and a deck. They might want their own refrigerator and microwave. Capitalize on the features that make your rental property unique. For example, showcase your pool in photos of your rental property. Make sure the photos are of good quality and are attractive for your tenants. The only issue with pools is that they require weekly maintenance, but having a pool is a feature that will set you apart from other properties that do not have one.
Along with marketing, and focusing on the features your unique property has, offer tours of the property itself. Not everyone may come in for a tour before they schedule their trip, but some might be able to. And if people can’t come in for a real-life tour, offer to do a virtual tour, which will enable them to still experience the setting of your property from their own homes.
You can make your rental property unique and distinct from other rental properties in your area and attract more vacationers. Capitalize on what makes you unique and make sure to showcase your property so that vacationers will be interested.
Are you looking to sell your rental property? We can help you market it! Contact us to get started.
After you’ve made the decision to allow pets on your rental property, it’s important to know how to protect your property for yourself, your tenants, and their pets. Although allowing pets to live on your property will help you earn more money as well as help your tenants be happier, there is a possibility that pets may damage your property. Take some time to pet-proof your property through investing in pet-friendly flooring, fencing, and wall surfaces. Scroll down and keep reading to find out more!
Although carpet is soft and cozy, replacing it with other flooring materials like tile, laminate, or hardwood will make the flooring easier to clean and maintain. Laminate is among the most resilient flooring types. Sealing your floors with a protective sealant will help minimize odors and help your tenants’ pets make less of a mess on your rental property. Although carpet tends to be cheaper than hardwood flooring, paying the extra cost now will make up for having to replace the carpet dozens of times in the future.
When making your rental property pet-friendly, it’s a good idea to consider upgrading your current fencing. Investing in good fencing for your rental property will help keep tenants’ pets safe and ensure that they have a great place to play and exercise outside. Wood fences are some of the most secure and pet-friendly fences. Try to go for a solid wood fence, as opposed to a slatted one. This will help shield high energy pets from getting overstimulated and barking at passerby. Other good fence options include chain link and vinyl fences.
If your rental property is pet-friendly, it is a good idea to take steps to protect your walls, doors, and windows from stains, chips and scratches. High-gloss, semi-gloss, and satin paints will give you a hard, moisture-proof finish that will preserve your surfaces and allow them to be washed easily. You can protect your windows by purchasing thick, heavy blinds instead of fabric curtains or flimsy plastic shades. This will help prevent pets from biting and pulling on the window coverings. Investing in plexiglass and Lucite panels is another inexpensive option to protect your doors and windows from scratches.
As you invest in pet-friendly flooring, fencing, and window, door, and wall coverings, your property will be safer and your tenants’ pets will be too! These suggestions will help your pet-friendly rental properties stay free from damage.
Have a pet friendly place ready to go to market? Learn how to effectively market a property with us!
A home equity line of credit (or HELOC) is a common form of borrowing that basically allows people to tap the equity they have built up in their homes. This money can then be used to deal with emergency expenses or to pay off already existing debt. While a home equity loan can be a conveniently accessible form of cash, its misuse can often get you into trouble relatively easily. Here are three ways that you can smartly use a home equity loan.
Home renovations such as repairs or expansions can be a fantastic way of using a home equity loan. This is true for a couple of reasons. First, it may be the only way to get access to the cash that you need in order to make these expensive improvements. Second, using a home equity loan for these purposes will directly impact the ultimate value of the residence, making it easier to sell and increasing the amount of money you will realize on that sale. Just be sure you have a good grasp of all your expenses. When planning a home renovation, make sure you plan for small costs in your budget that can really add up.
Credit card debt is an all-too-common fact of life for many Americans. With far too many people trying to find new ways to eliminate the problem, this might be the most common reason to use home equity. A home equity loan will almost certainly have a lower interest rate than the debt you carry on your credit cards. In addition, you may also be able to arrange more favorable repayment terms so that you reduce your monthly costs and still get rid of your credit card debt faster.
Many Americans have found that taking out a home equity loan is a great way to afford the costs of college tuition for their children. Younger adults have realized that taking out a home equity loan to eliminate student loan debt can relieve them of a paralyzing burden. Since interest rates on home equity loans are often quite reasonable and they're spread out over a long term, making these payments is often a more attractive option.
Home equity loans can be great tools as long as you use them intelligently. There are various situations in which the use of one is appropriate and financially prudent. Before you make a final decision, consult a financial advisor about the right course of action for you and your family.
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